All About Credit: Overview

Here at National Credit Fixers, we believe that knowledge is power, and information is king! In the business of credit repair, everything we do is founded in the inner workings of credit. To understand how to repair your credit, you must first understand what exactly a credit score is, and how it works. The meanings of each part of credit, as well as their historical roots, can often provide useful outlets to start repairing your credit.

Consider this section of our site an in-depth introduction to how credit works: Credit 101. Each section contains a brief synopsis of the most important points of that topic. This should give you a handle on what different credit terminology means. For those who want to learn as much as possible about credit, each page also has a full explanation of the topic. This provides more in-depth information on credit, complete with tips and examples.

This section was designed to cover every aspect of credit that will be relevant to credit repair. As such, we travel from the inception of the credit score, and its initial purpose, to the factors which make up a modern FICO score. Expect to learn about credit history, FICO scores, FAKO scores, and much more. A full list of this sections contents can be found below.

All About Credit: Contents

1. What is the Purpose of FICO Scores
2. History of Credit Scores
3. How Credit Scores are Calculated
4. Mix of Credit
5. Payment History
6. Length of Credit History
7. FICO Scores vs “FAKO” Scores
8. Credit Usage Ratio
9. Credit Inquiries/New Credit