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Credit Repair Resources
State
|
Years
|
Allowable Interest
|
| Alabama |
20 |
12 |
| Arkansas |
10 |
10.5 |
| Alaska |
5 |
10 |
| Arizona |
10 |
5 above Fed |
| California |
10 |
10 |
| Colorado |
20 |
8 |
| Conneticut |
20 |
10 |
| Delaware |
None |
Legal + Fed Discount + 5 |
| D.C |
3 |
70% of interest rate or 6% if not specified |
| Florida |
20 |
10 |
| Georgia |
7 |
12 |
| Hawaii |
10 |
10 |
| Iowa |
6 |
10.875 |
| Idaho |
20 |
9 |
| Ilinois |
20 |
8 |
| Indiana |
20 |
10 |
| Kansas |
5 |
4% above Fed Discount |
| Kentucky |
15 |
12 |
| Louisiana |
10 |
9 |
| Maine |
20 |
75 |
| Maryland |
12 |
15% if under 30 months |
| Massachusetts |
20 |
T-bill rate if over 30 months |
| Michigan |
10 |
10 |
| Minnesota |
10 |
12 |
| Mississippi |
7 |
6.953 |
| Missouri |
10 |
5% changes yearly |
| Montana |
10 |
Amount in contract |
| North Carolina |
5 |
9 |
| North Dakota |
6 |
10 |
| Nebraska |
20 |
1% above bond equiv Yield |
| New Hampshire |
20 |
2% above Prime |
| New Jersey |
14 |
10 |
| New Mexico |
20 |
No provisions |
| Nevada |
10 |
8.75% without written contract |
| New York |
10 |
8 |
| Ohio |
21 |
12 |
| Oklahoma |
5 |
10 |
| Oregon |
10 |
4% over T-bill |
| Pennsylvania |
4 |
9% renewable @10 yrs |
| Rhode Island |
20 |
6 |
| South Carolina |
10 |
12 |
| South Dakota |
20 |
14 |
| Tennessee |
10 |
10 |
| Texas |
10 |
10 |
| Utah |
8 |
can be18% w/Agreement 6% without |
| Virgina |
8 |
Judgement Contract Rate |
| Vermont |
20 |
12 |
| Washinton |
10 |
9 |
| Wisconsin |
10 |
12 |
| West Virgina |
20 |
10 |
| Wyoming |
5 |
12 |
National Credit Fixers
Connecticut Office
281 Hartford Tpke
Suite 500
Vernon, CT 06066
Alabama Office
851 E I65 Service Rd S,
10th Floor Ste 1020,
Mobile, AL 36606
888-NCFIXER(623-4937)
860-282-6181