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Credit Repair Resources
State
|
Years
|
Allowable Interest
|
Alabama |
20 |
12 |
Arkansas |
10 |
10.5 |
Alaska |
5 |
10 |
Arizona |
10 |
5 above Fed |
California |
10 |
10 |
Colorado |
20 |
8 |
Conneticut |
20 |
10 |
Delaware |
None |
Legal + Fed Discount + 5 |
D.C |
3 |
70% of interest rate or 6% if not specified |
Florida |
20 |
10 |
Georgia |
7 |
12 |
Hawaii |
10 |
10 |
Iowa |
6 |
10.875 |
Idaho |
20 |
9 |
Ilinois |
20 |
8 |
Indiana |
20 |
10 |
Kansas |
5 |
4% above Fed Discount |
Kentucky |
15 |
12 |
Louisiana |
10 |
9 |
Maine |
20 |
75 |
Maryland |
12 |
15% if under 30 months |
Massachusetts |
20 |
T-bill rate if over 30 months |
Michigan |
10 |
10 |
Minnesota |
10 |
12 |
Mississippi |
7 |
6.953 |
Missouri |
10 |
5% changes yearly |
Montana |
10 |
Amount in contract |
North Carolina |
5 |
9 |
North Dakota |
6 |
10 |
Nebraska |
20 |
1% above bond equiv Yield |
New Hampshire |
20 |
2% above Prime |
New Jersey |
14 |
10 |
New Mexico |
20 |
No provisions |
Nevada |
10 |
8.75% without written contract |
New York |
10 |
8 |
Ohio |
21 |
12 |
Oklahoma |
5 |
10 |
Oregon |
10 |
4% over T-bill |
Pennsylvania |
4 |
9% renewable @10 yrs |
Rhode Island |
20 |
6 |
South Carolina |
10 |
12 |
South Dakota |
20 |
14 |
Tennessee |
10 |
10 |
Texas |
10 |
10 |
Utah |
8 |
can be18% w/Agreement 6% without |
Virgina |
8 |
Judgement Contract Rate |
Vermont |
20 |
12 |
Washinton |
10 |
9 |
Wisconsin |
10 |
12 |
West Virgina |
20 |
10 |
Wyoming |
5 |
12 |
National Credit Fixers
Connecticut Office
281 Hartford Tpke
Suite 500
Vernon, CT 06066
Alabama Office
851 E I65 Service Rd S,
10th Floor Ste 1020,
Mobile, AL 36606
888-NCFIXER(623-4937)
860-282-6181